Obamacare Healthcare Exchanges: Inside Look

Obamacare Healthcare Exchange

On October 1st, the Obamacare Healthcare Exchanges went online. Below you will find information on how to log in and purchase coverage. I live in Tennessee and the information below is based upon that exchange.

It is very important to note that physicians (and hospitals) are not required to accept insurance per U.S.  federal law. You may purchase coverage but your physician (or hospital) does not have to accept it.

It is also important to note that you do not have to be a U.S. citizen in order to qualify for health insurance coverage.

Obamacare Health Exchanges :  An Inside Look

Obamacare Health Exchange

Homepage of the obamacare healthcare exchanges Click the Apply Now button (green) to continue.

Obamacare Healthcare Exchange

 

Select the state you live in from the drop down menu. Click the Apply Now button to continue .

Obamacare Health Exchange

 

Create your Marketplace account by filling out required information on all 3 pages.

 

Obamacare Health Exchange Login

Clicking on Log In in top right corner of Healthcare.Gov brings you to this page.  Type in your Username and Password to continue

Obamacare Health Exchange

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Click white box under Individuals and Families  if you wish to enroll yourself  and family members.

Click the white box under Small Business Employers if you are a small business and you wish to enroll your employees. Note: This option is not available yet as it has been delayed for one month (approximately).

Obamacare Health Exchange

 

 

 

 

 

 

 

 

 

 

 

 

(What you see if you live in Tennessee)

*Pay very close to who it says you can apply for and what you need in order to apply. *
Click Next (green box) to continue.

Obamacare Health Exchange

 

 

 

 

 

 

 

(Continued Below)

Obamacare Health Exchange

 

 

Click Next (Green button) to continue

Obamacare Health Exchange
Obamacare Health Exchange

 

 

 

 

 

 

 

 

 

 

Click white box and agree to the policy statement. Once you have clicked the box,

click Save & Continue.

Obamacare Health Exchange

 

 

 

 

 

 

 

(continued below)

Obamacare Health Exchange

 

Click Next (green button) to continue

Obamacare Health Exchange

Answer the questions. Click Save and Continue (Green button) when finished.

Obamacare Health Exchange

Click the box on the person who is helping you fill out your application. Click Save & Continue (Green box) when finished.

Obamacare Health Exchange

 

 

Click on the box that describes your current situation the best ( do you need help paying for  coverage). Click Save & Continue (green box) when you are finished.

You are next taken through a series of pages that ask you personal questions about the person that is applying for coverage.  I did not attach screenshots of these pages as my personal information was already filled out on those pages.

You next will come to an Additional Information page.

Obamacare Health Exchange

 

 

 

 

 

 

 

 

 

Click Next (Green button) to continue.

Obamacare Health Exchange

 

 

Check the box that most represents you.  Click Save & Continue (Green box) when you are finished.

Obamacare Health Exchange

 

 

 

 

 

 

 

 

 

Check the box that most represents your current status.  Click Save & Continue (Green box) when you are finished.

Obamacare Health Exchange

Click Next (Green button) to continue.

You next will see a summary of your application. I am not attaching  a screenshot of the summary as it contains my personal information.

Obamacare Health Exchange

Click the boxes that best represent your current situation. Click Save & Continue (Green box) when finished.

Obamacare Health Exchange

Type your name into the box. You can Click Save and Return Later (Green box) or you can click Save and Continue to ID Proofing once you have typed your name in.

Obamacarte Health Exchange

Click Get Started (Green button) to continue.

Obamacare Health Exchange
Obamacare Health Exchange

 

(Continued below)

Obamacare Health Exchange

Click Continue (Green button) to move forward.

Obamacare Health Exchange

Once your identity is confirmed, you will be brought back to page like this.  Click Continue Application (Green button to continue).

Obamacare Health Exchange

Click Resume Enrollment (Green button) to move forward.

Obamacare Health Exchange

Answer the question based upon your current situation. Click Continue (Green button)  to continue. Once you answer all three pages of questions you will know if you are eligible for coverage or not.

Obamacare Health Exchange

This is the page that you see next. You are one step closer to being able to apply for coverage.

Click Set (Green button) to move forward.

Obamacare Health Exchange

This is a brief explanation of plans that are in the exchanges.  Click Next (Green button) to continue.

Obamacare Health Exchange

Information about the 4 health insurance plan categories. Click Next (Green button) to continue.

Obamacare Health Exchange

Explanation of premiums and out-of-pocket expenses (Note. Premiums and out-of-pocket costs are higher than plans that are not on the exchanges).

Obamacare Health ExchangeObamacare Health Exchange

Above is an overview of the type of plans that are on the exchange. Select the type of plan you want to see and you will see a list of plans to choose from.

Obamacare Health Exchange

 

 

 

 

 

 

 

 

 

 

There are 72 health insurance plans on the TN Health Exchange. Of those plans 14 are Bronze, 30 are Silver, 21 are Gold, and 7 are Platinum. Above is an example of a Bronze plan (Blue Cross Blue Shield of TN).

Obamacare Health Exchange

 

 

 

 

 

 

 

 

 

 

Above is an example of a Silver plan (Humana).

Obamacare Health Exchange

 

 

 

 

 

 

 

 

 

 

Above is an example of a Gold plan (Cigna).

 

Obamacare Health Exchange

 

 

 

 

 

 

 

 

 

 

Above is an example of a Platinum plan.

 

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Matthew Taber is Chief Operating Officer of Direct Care For Me (www.directcareforme.com), which provides full access to medical care to patients and  100  percent reimbursement to primary care physicians through direct primary care (no insurance necessary) models. Low cost health insurance for business owners and employees. On site health care for employees. Exclusive savings on x-rays, labs, surgery, specialty office visits. See a doctor (family practitioner, internist, ob/gyn, pediatrician) anytime on your smartphone tablet, or computer (telemedicine). Reach him by e-mail at matthew at direct care for me dot com or by phone at 615-669-8347 to sign up today.

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3 Responses to Obamacare Healthcare Exchanges: Inside Look

  1. Brian says:

    I got as far as you show in your screen shots. then came the dental option page and it totally malfunctions and prevents completing even the healthcare process. A total bust!!!

    • admin says:

      Thank you Brian for your comment. Healthcare.Gov is still having lots of problems. It will be a miracle if the problems get fixed by the end of the month.

  2. Caryn Isaacs says:

    Great shots. Very helpful for anyone trying to get on.

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